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Archive for August, 2008

August 30, 2008

Are Life Insurance Ratings Reliable?

Reader’s Question: Are the life insurance ratings online reliable? What do I need to look into in life insurance ratings for insurers in Albuquerque New Mexico? Ember Albuquerque, NM Hello Ember The most important factor when you want life insurance company comparison in New Mexico is the financial solidity. Other factors like cost, premiums, professionalism [...]

August 29, 2008

How to Choose Instant Life Insurance Companies

Reader’s Question: Indiana has a lot of instant life insurance companies. Would there be any specific criteria in choosing an instant life insurance that suits my immediate needs? Jane Indianapolis, IN Nice question Jane. All life insurance companies offer the best products they could ever provide to the people not just in Indianapolis, Indiana but [...]

August 15, 2008

Can Cheap Life Insurance Have Riders?

Reader’s Question: I’m from Edison, New Jersey. I just want to ask if cheap life insurance policies can have riders. Compared to other life insurance, what are the advantages and disadvantages of a cheap life insurance? Butch Edison, NJ Thank you for asking Butch! First of all, Term life insurance is the cheapest among life [...]

August 15, 2008

Is it Possible to Get Life Insurance Without Medical Exam?

Reader’s Question: Hi, I’m worried about my life insurance. It’s term will expire this year, and I think I have to renew it. What worries me is that I was recently diagnosed with diabetes and they might not approve my renewal. What do I do? Will I be able to get life insurance without an [...]

August 9, 2008

Is Buying Instant Life Insurance Reliable?

Reader’s Question: More than 50% of our purchases are completed on-line, even for life insurance. It is just so easy and requries no further medical examination. Do you see buying instant insurance as reliable in Manchester, New Hampshire NH? Piper Manchester, NH Instant online insurance sites are growing and expanding, and I am just amazed [...]

August 8, 2008

What is the Best Life Insurance Policy for Me?

Reader’s Question: I have different proposals given to me for life insurance and I seem to like all the products presented to me. But what else should I do to ensure that I’ll have the right decision for the product I choose in Miami Florida, FL? Kim Miami, FL Hi Kim Aside from attractive products, [...]