Reader’s Question: How can I check a life insurance company’s financial standing? And if ever that my life insurance provider here in California goes bankrupt, what will happen to my policy? Irene Anaheim, CA You brought up some very interesting questions there! For your first question, you can refer to many companies and rating agencies [...]

Reader’s Question: I’m worried that I don’t have enough life insurance coverage here in Illinois for my family, how do I know I have enough? Christian Chicago, IL This is a good question, many people don’t realize that the amount of life insurance coverage they are carrying might not be enough. Life insurance is a [...]

Reader’s Question: What are the things that I need to consider before I sell my life insurance policy in Illinois? Joshua, Springfield, IL Before you sell your life insurance policy in Illinois, you need to keep in mind the reason for purchasing the life insurance in the first place. If you think that selling your [...]

Reader’s Question:   This would be my first time to buy a life insurance policy and I would like to get some advice on what to do, and what not to do, when I look for a life insurance provider here in Pennsylvania.   Ortega   Erie, PA   Before setting out to get a [...]