Reader’s Question: Buying life Insurance Online is more convenient for me than going to an agent. What are the disadvantages which I may not be aware of? Carmen Chicago IL Some insurance companies offer policies only thru web while others sell policies by using an agent and using the web. When shopping for insurance using [...]

Reader’s Question: Will I be able to buy a life insurance policy online when I’m not in good health condition? Lauren Tulsa, OK When you want to invest in life insurance, being in good health condition can help you acquire a lower premium than being otherwise. This is because a person with bad health condition [...]

Reader’s Question: Can I buy term life insurance without taking a medical exam? Can I do everything online? I hate getting out of my house here in Mobile, AL. Sandara Mobile, AL Hi there, Sandara. Modern technology offers us a lot of convenience in transactions. You can now do almost anything online! In fact, I [...]

Reader’s Question: What should I know before I make a decision whether I take accelerated death benefits or not? Jan New York, NY Accelerated death benefits are few of the benefits that you can add when you have a whole or permanent life insurance. With accelerated death benefits, you can immediately access cash that can [...]

Reader’s Question: Are the ages of my children important in determining how much life insurance coverage I need? What other things would I consider before I buy my life insurance policy here in to support my wife and kids? Garrick Houston, TX Yes, the ages of your children should be considered when determining how much [...]

Reader’s Question: I’m doing some research on how to find the right life insurance company. There are just too many insurance companies and I know it’s very important that I purchase life insurance coverage from the best life insurance company online. Can you give me some tips? Becky Arlington, TX Hi Becky! I totally understand [...]

Reader’s Question: Is the Internet a good way to shop for a good life insurance company and policy? Zidane Asheville, NC Yes, the Internet is an excellent way to get life insurance coverage these days. Sure, agents and brokers can still get you a good life insurance policy but shopping for coverage online brings with [...]

Reader’s Question: Hi there. I was wondering if I could try working as an insurance agent and sell life insurance policy. Can you tell me more on how to sell life insurance policy? Jamal Annapolis, MD Certainly, Jamal. But before you hit the road, you need to ask yourself first: Do I really want this [...]

Reader’s Question: How can I check a life insurance company’s financial standing? And if ever that my life insurance provider here in California goes bankrupt, what will happen to my policy? Irene Anaheim, CA You brought up some very interesting questions there! For your first question, you can refer to many companies and rating agencies [...]

Reader’s Question: I’m worried that I don’t have enough life insurance coverage here in Illinois for my family, how do I know I have enough? Christian Chicago, IL This is a good question, many people don’t realize that the amount of life insurance coverage they are carrying might not be enough. Life insurance is a [...]