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August 15, 2008

Is it Possible to Get Life Insurance Without Medical Exam?

Reader’s Question:

Hi, I’m worried about my life insurance. It’s term will expire this year, and I think I have to renew it. What worries me is that I was recently diagnosed with diabetes and they might not approve my renewal. What do I do? Will I be able to get life insurance without an exam in Arizona AZ?

Lisa

Chandler, Arizona

Hi Lisa! You shouldn’t need to worry. You can get life insurance even if you have diabetes. There are already a lot of insurance companies that have no medical exam life insurance. Aside from being a fast, it’s also the best solution for people who have medical conditions just like you.

Having a medical condition like diabetes makes getting a life insurance all the more important. Life insurances that have no exam policies mean that you don’t need to go through the customary medical examinations that ordinary life insurance policies require. These medical exams usually include blood, urine and physical tests and can spell trouble for smokers, diabetics, people with heart problem or those who are just generally unhealthy.

There are plenty of ways to get this kind of life insurance. The first way is through and office sponsored plan, which is usually part of your work benefit. Or you can also look for insurance companies online. A lot of companies have company websites online where you can get quotes or even apply instantly.

To start looking for insurance companies, just type your zip code on the appropriate space in this page! Happy searching!

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